Delving into historical patterns offers insights into the wealth of today's economies. The competitive landscape, driven by free trade, serves as a catalyst for price reduction, supply increase, and the softening of disparities. The advent of the globalized Jetstream economy has broadened the economic sphere beyond the conventional 24-hour train ride radius.

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The smallest unit of the economy is the family, where income, taxes, and assets are collectively managed. Interestingly, there are striking similarities between a kibbutz or large tech corporations. For instance, internal teams at Microsoft are exempt from license fees for the company's own products, providing a significant competitive edge.

The cornerstone of the European Union is regionalism. Regions are large enough to provide essential services such as food and education, yet small enough to ensure governance does not overburden its citizens. Often, regions extend beyond national boundaries, aligning with geographical opportunities.

Historically, regions evolved from the reach of a farmer's market. Shared services necessitated local financing from institutions like Credit Unions or Landesbanks, which in turn limited growth due to the dependency on institutional deposits. Many aspects of regional trade mirrored the structure of Christian communities.

Since the twentieth century, local economies have been underpinned by sectors such as gas, food services, healthcare, and construction/real estate. The assurance of federal services and governance was a prerequisite for continental trade. The stock exchanges of Chicago and New York provided the necessary capital for companies, while branded banks, factories, and transportation met standard needs, leading to the proliferation of franchises in the United States.

The establishment of a large mine or factory can catalyze community expansion. A larger economic circle necessitates a stock exchange to facilitate financing and secure futures contracts, as seen in Chicago, New York, San Francisco, and Texas. Stock exchanges balance labor supply and demand, linking them to interest rates. The circle comes full circle when exchange investors begin receiving their dividends.

The 21st century ushered in the largest economic circle, known as the Jetstream economy. The advent of a global network of commodity and currency exchanges enabled international financing. The wealth generated from overseas sales of oil, gas, and goods is reinvested in stability, education, startups, and real estate. However, the Jetstream economy, being the largest and newest circle, is susceptible to recessions, crises, and even wars.

The European Union represents a pioneering attempt to mitigate the effects of the Jetstream economy. Its key tenets include the dissemination of knowledge and decision-making. The free movement of labor, goods, and services can temporarily or permanently stabilize the economy. Robust military alliances, informed by economic feedback, can safeguard investments on a massive scale.

However, our control over the economy remains finite. The inflationary period and high-risk, high-interest rate environment post-2020 underscore this reality. Each economic circle provides the same basic goods, services, products, and commodities. While larger circles introduce competition, lower prices, and stable supply, risk matching is still a work in progress.

Risk matching, akin to banks' rate matching, aligns demand and supply with comparable interest rates and risks. Hence, transparency and a competitive, independent press are crucial for the prosperity of global financial hubs like New York, Dubai, London, and Tokyo. This attracts foreign capital, fuels the Jetstream, and fosters competition in infrastructure and machinery, thereby lowering prices and ensuring stable supply for participants.

Reducing the length of economic circles is key to a low-risk economy. Some achieve this through convenient payment methods like credit cards, PayPal, pay later schemes, or cryptocurrencies, often adhering to the Basel standards and the hierarchical economy of large investment banks. Others rely on government subsidies and social welfare, trading less inequality for more universal, essential services at the expense of luxury and investment services. Some advocate for guaranteed credit lines per citizen to support real estate, jobs, and asset refurbishment. The American dream is predicated on this approach, and many startups cater to the wealthy's desire for more in the realms of arts, design, and high-tech space ventures.

The defining question of the coming decades will likely be determining the appropriate boundaries of municipal, state, and federal rules and services. Policies that position the individual as the state's client are likely to succeed, circumventing the hurdles of emotionally charged community politics.